Got it back..
Today my ATM card was back in its place in wallet,for four days my wallet seemed empty.They sent my ATM card with yesterday's mail alongwith a covering letter and the thick manual about how to use the card.I couldnt make out what was there in covering letter and thought bank ppl were pissed off with me and so they sent a manual(in Finnish and Swedish of course),swearing at me "this is the way you should use the card...".I had to wait till next day to work where i could ask 'Jussi' to read the letter for me, he clarified that the covering letter was innocous as far as swearing at me was concerned.It merely said that this is your card and it is linked to your account and you can use it as soon as you get it.Sigh of relief for me,more so cause there were two more letters from the health insurance company and it was 'Jussi' again to say that they were asking that why i am delaying in filing my claim for the amount spent on medicines,obviously they got to know that i had visited the nursing home as my insurance card was swiped there.So all's well that ends well.
Now some interesting comparison between ATM's in India & Finland:-
1.In Finland there is only one brand of ATM (Otto),in India all the banks have their own ATM.
2.Indian ATM's allow you to deposit cash cheque etc..no such provision here.
3.You can change the PIN of your ATM Card in India but not in Finland,may be if you make a special request to the Banks they would change it but not from ATM.If you loose or forget your PIN the new PIN mailer that you receive will have the same old PIN.
4.If you use cards of Non-Finnish banks then only you can have the interface in English or else olnly in Suomi(Finnish) & Swenska(Swedish).
5.There are two slots(Yellow & Blue) in Finnish ATM's to insert your card,one for money and one for loading Euros in your card for making phone calls.Indian ATM's have only one slot i.e to do monetary transactions and Indian ATM cards cant be inserted in the Public phone booths to make calls.This feature i must say in Finnish ATM is very useful,though i dont remember which slot is for money and which one is for loading Euros for phone.
6.Indian ATM's are enclosed in room or cabin like structure with a security guard but Finnish ATM's looks more like windows in aparments no enclosed space, no door and no guard.
7.In Finland there are kiosks for doing internet banking, as the for paying bills the culture is to pay it through Net Banking and if you dont have Internet or Computer (rarely) you can use these kiosks.
8.Just to digress there is difference in net banking too,here also you have a user id but the password is not of your choice, there is different password for every login.They give you a set of something like 30 passwords and you have to strike them as you use them so that you know which is the next one for next login, the older ones wont be accepted.Yes of course you need to carry that paper all time time with you if you want to do Net Banking from different places.
So that was it and now its midnight here so i am going to sleep.
Now some interesting comparison between ATM's in India & Finland:-
1.In Finland there is only one brand of ATM (Otto),in India all the banks have their own ATM.
2.Indian ATM's allow you to deposit cash cheque etc..no such provision here.
3.You can change the PIN of your ATM Card in India but not in Finland,may be if you make a special request to the Banks they would change it but not from ATM.If you loose or forget your PIN the new PIN mailer that you receive will have the same old PIN.
4.If you use cards of Non-Finnish banks then only you can have the interface in English or else olnly in Suomi(Finnish) & Swenska(Swedish).
5.There are two slots(Yellow & Blue) in Finnish ATM's to insert your card,one for money and one for loading Euros in your card for making phone calls.Indian ATM's have only one slot i.e to do monetary transactions and Indian ATM cards cant be inserted in the Public phone booths to make calls.This feature i must say in Finnish ATM is very useful,though i dont remember which slot is for money and which one is for loading Euros for phone.
6.Indian ATM's are enclosed in room or cabin like structure with a security guard but Finnish ATM's looks more like windows in aparments no enclosed space, no door and no guard.
7.In Finland there are kiosks for doing internet banking, as the for paying bills the culture is to pay it through Net Banking and if you dont have Internet or Computer (rarely) you can use these kiosks.
8.Just to digress there is difference in net banking too,here also you have a user id but the password is not of your choice, there is different password for every login.They give you a set of something like 30 passwords and you have to strike them as you use them so that you know which is the next one for next login, the older ones wont be accepted.Yes of course you need to carry that paper all time time with you if you want to do Net Banking from different places.
So that was it and now its midnight here so i am going to sleep.
posted by greensatya @ 11:14 PM
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